| |
Privacy Policy
Renaissance Bank Advisors strongly believes in protecting the confidentiality and security of
information we collect about individuals. Our information practices for this
website are described below. This Privacy Policy applies to all of our
websites, including any websites owned, operated or sponsored by any of our
subsidiaries or affiliates. However, we may add to, or supersede, certain
provisions of the following terms and conditions with other provisions located
in other parts of all of our websites. You should review this Privacy Policy
regularly as it may change at any time at our sole discretion. Renaissance Bank Advisors may modify,
add or remove portions of this Privacy Policy at any time by updating this web
page. Please check back to this area of the website to look for changes in this
Privacy Policy. If any change to this Privacy Policy is unacceptable to you,
your only recourse is to terminate your use of the website.
Scope of Privacy Policy:
This Privacy Policy only addresses the use and disclosure by Renaissance Bank Advisors of information
Renaissance Bank Advisors collects from you. However, this website may contain links to other sites
and we may engage third party suppliers or service providers, each of which may
adhere to their own privacy customs and policies. Renaissance Bank Advisors does not control the
content or privacy policies of such websites or the privacy policies of such
third parties. Renaissance Bank Advisors accepts no responsibility or liability for privacy or other
issues related to the collection or use of your information by such other sites
or third parties. This Privacy Policy does not supersede the terms contained in
Legal Notices that govern your use of this website. Any conflict between the
two shall be determined in favor of the terms contained in Legal Notices.
Your Personal Information:
When you come to the Renaissance Bank Advisors website, we log your current Internet address (this is
usually a temporary address assigned by your Internet service provider when you
log in), the type of operating system you are using, and the type of browser
software used. In addition, we may keep track of what portions of the website
you are visiting. We aggregate this information to help us create a better
experience for users of our website. For example: we may upgrade those parts of
the website that are heavily visited or optimize the website to work more
efficiently with certain operating systems. This is all done without our
knowing your name or other personal identifying information. When you visit the
Renaissance Bank Advisors website you are anonymous, unless you chose to identify yourself to us. You
are not required to provide us with personal information to use our website,
unless expressly stated. For example, certain features may require you to
submit some personal information in order for those features to function as
designed. Such information might include, but not limited to, name, address,
E-mail address, and phone number. Certain parts of our website may require you
to provide identifying information and use individual passwords in order to
access personal information. If you do choose to provide us with personal
information, you can be assured that such information is kept in secured
databases. Renaissance Bank Advisors treats this information as confidential. Renaissance Bank Advisors will use the
information you provide solely to satisfy your requests for information
regarding Renaissance Bank Advisors. We do not sell, rent, or exchange any of the personal
information collected on our website.
Cookies and Web Bugs:
A cookie is a small piece of information that a website sends to your computer,
which is stored in a file on your hard drive. The next time you visit our
website, we may use the information stored in your cookie file to facilitate
your use of our website. For example, we may use your cookie file to store a
password so that you do not have to input it every time you move to a different
section of a password protected portion of our website. A cookie does not tell
us your individual identity unless you have chosen to provide it to us. Most
cookies expire after a defined period of time, or you can delete your cookie
file at any time you choose. In addition, you can set your browser to notify
you when you receive a cookie so that you can decide whether to accept or
reject it. A web bug (or web beacon) is a tiny graphical image that is
typically on a web page. Somewhat like a cookie, a web bug can tell us
information such as what kind of browser is being used and what time of day
this page was accessed. Some web bugs can include information such as your IP
address. Some technologies will notify you of the presence of web bugs, but
browsers typically do not notify you of them.
Privacy:
Renaissance Bank Advisors uses no encryption (data scrambling) on certain portions of our website,
and up to 128-bit encryption on other portions. When you are on any website
that asks you for confidential information (your social security number or a
bank or credit card account number, for example), you should check to see if
the information being transmitted is encrypted in order to increase the
security of your information. If you need to send confidential information and
are concerned about the security of a website, then you should consider sending
it by phone or by regular mail instead.
Minors:
Renaissance Bank Advisors makes no active effort to collect personal information from children under
the age of 18. We believe that children who do wish to submit information to
Renaissance Bank Advisors should have permission from their parent or legal guardian.
Additional Rights:
Applicable laws may give you additional rights that are not described in this
online privacy policy.
|
|
| |
Securities and Investment Advisory Services offered through NFP Securities, Inc.
a Broker/Dealer, Member FINRA/SIPC and a Federally Registered Investment Advisor. NFP Securities, Inc does not give tax or legal advice. This site is published for residents of the United States only. Registered representatives and investment advisor representatives of NFP Securities, Inc. may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact the NFP Securities, Inc. Compliance Department at 512-697-6000.
Renaissance Bank Advisors and Renaissance Benefit Advisors are affiliates of NFP Securities, Inc. and subsidiaries of National Financial Partners Corp., the parent company of NFP Securities, Inc. Securities and Advisory Services offered only in the states and jurisdictions where representatives are appropriately licensed.
As a subsidiary of National Financial Partners Corp. (“NFP”), we are a member of a financial services network containing over 175 owned firms and more than 320 member firms. Firms within the NFP network engage in one or more of its primary lines of business, which include corporate and executive benefits and property and casualty insurance brokerage. These firms, including ours, are compensated for services provided to clients in each of these lines of business. In addition to the standard fees and commissions received for the services provided to you, we or our affiliates may earn additional compensation for our role in providing certain products and services to you under separate contracts with insurance companies and group benefits providers. Insurance companies and group benefits providers may pay us or our affiliate’s contingent compensation upon satisfaction of factors such as volume, persistency or profitability of the business placed with such insurance company or group benefits provider. In addition, such product and service providers may pay us or our affiliates fixed amounts related to the support of NFP company conferences, conventions and other marketing efforts.
If you are interested in receiving additional information on any of the matters discussed above, please contact. As always, we value your business and appreciate the opportunity to provide you insurance, investment and benefit services.
Privacy Policy  Legal Notices
800.544.6079
info@rba-nfp.com
|
|